Credit Risk Senior Analyst
with English
What will you do?
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Analyse financial statements to independently determine the financial condition of customers and make informed recommendations on risk rating and whether to increase, decrease or maintain existing credit lines.
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Be capable of independently managing credit limits of a portfolio of key customers and have the ability to pro actively resolve any issues that may arise.
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Liaise with client credit management team, discuss account strategies and make informed observations to reduce or mitigate against risk exposure.
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Ability to analyse and process credit security information, including making recommendation for renewal replacement of appropriate security requirements, including LOC s, Personal Guarantees, and Insurance.
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Manage and maintain internal and external client relationships
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Identify account problems and escalate resolve issues in a timely manner
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Close co operation with other teams Collections and Operations is essential
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Analyze weekly and monthly AR and Credit Consumption reports
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Adhere to, review and where appropriate make suggestions to improve credit policy and procedures
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Perform any ad hoc requests as deemed appropriate by Accenture or the client
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Partner with Accenture support groups in other locations
What do we expect from you?
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Degree in Business or Finance or related discipline
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2 years previous credit analysis or financial analysis experience
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Previous experience in managing securities is an advantage
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Proficiency in Excel and Word and Order to Cash ERP systems
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Flexibility around working hours, noting the international nature of this role
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Excellent analytical skills together with an ability to think laterally and strategically
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Excellent interpersonal, communication and presentation skills and ability to work on own initiative
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Strong organisational and time management skills
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Strong technical report writing skills
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A self starter with the ability to adapt quickly to system process changes whilst maintaining focus on key service level deliverables
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Fluent English (min. C1)