The Credit Risk Senior Analyst is a seasoned professional role within a credit risk management area. As part of the Strategic Corporate Clients Risk Management team, the candidate will work to ensure adequate credit analysis for large corporate clients and consistent risk monitoring process.

Responsibilities:

• Credit analysis and risk assessment of clients within the allocated portfolio (Strategic Corporate Clients)
• Preparation of annual reviews of credit exposure along with the determination of risk ratings and structure of credit lines
• Managing risks associated with new and existing credit transactions
• Review of market information on the credit clients and respective industries
• Regular contact with clients related to credit matters, incl. customer site visits (when appropriate)
• Identifying and obtaining exceptions approvals
• Recommending appropriate classification of exposures in the assigned credit portfolio
• Performing periodic financial statement review
• Tracking established financial covenants
• Monitoring clients credit performance
• Identification of potential problems and weaknesses through early warning system
• Participation in portfolio stress tests and credit reviews
• Compliance with regulatory requirements and bank policies

Qualifications:

• Master’s/University degree in Economics or Law
• Minimum 5 years of experience in the financial sector in credit analysis of corporate clients
• Ability to analyze financial statements and prepare financial forecasts
• Good understanding and knowledge of corporate banking products
• Proficient in Excel, Word, PowerPoint
• Advanced analytical skills
• Excellent communication skills, both oral and written
• Negotiation skills
• Openness, honesty and independence in presenting views
• Ability to work under time pressure and complete assigned tasks in a timely manner
• Fluent English and Polish

We offer:

• Opportunity to leverage experience through the work in one of the leading global banking institutions
• Opportunity to gain diverse experience in working on various types of transactions for clients from different industries and segments
• Opportunity for further development in dynamic and challenging work environment
• Creative work in a friendly atmosphere with team members willing to share knowledge
• Attractive and stable employment conditions
• Rich social package (including medical care, fitness card, life insurance, additional pension insurance)

The role of Credit Risk Senior Analyst is located at Bank Handlowy S.A. in Warsaw:

https://www.citi.com/Careers/policies/pdf/BankHandlowyPolandPrivacyNotice.pdf